All About Grants

Every year millions of Americans pass up their chance to benefit from free government grants simply because they are not even aware these grants are available. For instance, did you know there are currently free grants being given for everything from housing to teaching to education? A grant might be just what you need to open the door to opportunities you have only dreamed about in the past. This post will teach you everything you need to know about finding and applying for free government grants so you will never miss an opportunity that may lead to a more promising future

Free government grants are not just for business owners or those with very low-incomes. Free grants can be given to small business owners, non-profit organizations, and even to individuals who qualify. As long as you are a US citizen you may be eligible for one or more free grants. Even if you are not a citizen you may still be eligible to apply for a free grant.

All you need to do is do some research to find out which types of free grants you may qualify for. If you are a woman or in a group considered to be a minority then there may be even more free money from the government you are eligible for. Remember, you are not limited to the number of government grants you can apply to receive. Once you have a list of the grants you are eligible for and interested in you can begin the application process.

The first step to cashing in on free grant opportunities is finding out exactly what types of government grants are available in your area. Some free grants are open to applicants from anywhere in the country, while others will only be available for those who live within certain states. Federal grants are free grants that are not limited to applicants based on their geographical location as long as they live within the United States. State grants are usually limited to those who reside in-state. Below are descriptions of some of the most popular types of government grants currently being applied for by eligible men and women.

There are several different types of housing grants you may be eligible to receive. Some of these include home buyer grants, house improvement grants, energy efficiency grants, and even rental assistance grants. One of the major sources for the funding of these housing grants is a federal agency called HUD (U.S. Department of Housing and Urban Development). HUD often works with local organizations to provide their services to applicants all over the nation. Other types of free government grants may be able to assist you in getting green home improvements or much-needed repairs.

Free education grants can help students to off-set some of the major expenses of college and university educational programs. These types of government grants can help students who otherwise could not afford to go to the college of their choice or go to college at all. Some of the costs of education that can be paid for through government grants include tuition, textbooks, lab fees and other expenses associated with a higher education program. You may be able to receive an education grant regardless of whether you are using the funds to pay for undergraduate, graduate, or professional coursework.

There are different types of education grants available including federal Pell Grants and state grants. Unlike student loans which often have to be paid back in entirety plus any interest that has occurred, free education grants do not have to be paid back. Free government grants are also available for students in performance art and liberal arts fields like writing, dance, and art.

Many Americans find themselves in a situation where they desperately need financial assistance to pay rent, mortgage payments, childcare, or just everyday living expenses. Most people who find themselves in this situation do not even stop to consider they might be eligible for free grants from the government. Unlike personal loans that consist of cash advances borrowed at extremely high interest rates, free government grants never have to be paid back. For many families, these free government grants can help them keep their heads above water long enough until they get back on their feet.

Grants are available for teachers and those intending to become teachers. Teaching grants can help educators add to their base of knowledge, making them more attractive candidates. Teachers who work in what are considered to be high-need fields such as math, science, reading, and special education are typically seen as excellent candidates for free government teaching grants. Teachers who work in schools serving low-income students are also prime candidates for these types of free grants.

Small business owners can take advantage of free government grants in order to build or to expand their business and increase future growth. Small business grants come from money that is set aside by the federal government every year to aid in development and sustainment of American businesses. Currently the government has a vested interest in creating as many jobs as possible and in seeing small businesses grow.

Government grants to fund research and technological developments are available both from the federal governments and from other foundations and organizations. Research grants can work great for small businesses that need the funds to develop new products or to upgrade existing products.

Applying for free grants is a lot easier than most people think. Still, every year millions of federal and state grant money goes unclaimed. Most people do not ever even apply for the aid they need because the entire process intimidates them. The fact is there are literally hundreds of organizations that make their income aiding citizens in the application process. However, many people choose to forego hiring an outside organization and simply apply for free grants directly themselves. Since there is no limit to the number of free government grants you can apply for at a time, it is definitely worthwhile to see what options are open to you.

3 Responses to “All About Grants”

  • Sylvia says:

    If your completely sure you can’t rely on your patners, then ask a family member to lend you money. Then get a job when you have vacations and pay them back. I would say that’s the best way of doing it because you don’t pay interest. Other random ideas: Put up a yard sale, give blood, do a car wash, become an extra in a movie, sell your ipod (I know! Painful!). Since you mentioned your an athlete, make some small bets with friends using your skills to win, like bet that you can kick a ball a mile away. I dunno, you get the point.The alternative, get a credit card. Usually the minimum credit line is $500. I got a credit card with Chase when I turned 18 and was approved, and I had no credit at all. But remember, you do have to make monthly payments, so that means you might want to pick up a part-time 10-20 hour per week job if your a full time student.

  • Michael says:

    Hi Lisa: Thanks for writing. I’ll send you one of my grant aptipcailons as an example. You can cut and paste as you like. Your cause sounds worthy and you should be successful. The trick is applying to the right funding source. I would suggest for your group. They fund liberally and often and give only to schools. Good Luck! Ellen

  • Muhamad says:

    I want to apply for a grant for a smartboard and prjeoctor for our small pre-K campus. There are 8 classrooms with a total of 161 students so far. Do you have a sample grant that I could follow?

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